Retirement
Annuities
Grow your savings without market losses and turn them into income you can count on for the rest of your life.
At a glance
- Types we offer
- Fixed and fixed indexed
- Market losses
- Principal protected
- Growth
- Tax-deferred
- Income
- Lifetime options
- Bonus
- Up to 20% on select products
How it works
A fixed annuity pays a guaranteed interest rate for a set number of years, similar to a CD, but issued by an insurance company.
A fixed indexed annuity credits interest based on a market index, up to a cap, with a 0% floor so your balance doesn't drop when the market does.
An income rider can turn your savings into a paycheck for life, even if your account balance runs out.
Who it's for
- Retirees and pre-retirees who don't want market risk
- People rolling over a 401(k) or IRA
- Anyone worried about outliving their savings
- Savers who want a set rate for a set number of years
Good to know
- Annuities have surrender periods, often 5 to 10 years. Taking out more than the free withdrawal amount early can mean a charge.
- Many annuities allow penalty-free withdrawals, often up to 10% a year.
- Bonus annuities usually come with longer surrender periods or lower caps. We'll explain the trade-offs before you decide.
- Annuities aren't FDIC insured. Guarantees depend on the financial strength and claims-paying ability of the insurance company.
Ready to talk it through?
Book a free 15-minute call by phone or video. No obligation and no pressure.